Despite widespread cryptocurrency scepticism, respondents showed stronger interest in the Reserve Bank of India's digital rupee.
Among 10,906 participants, 56% expressed willingness to use the central bank digital currency for consumer and business transactions. Another 21% opposed adoption, while 23% remained undecided.
Introduced in 2022, the digital rupee represents central bank-issued money rather than a privately operated cryptocurrency.
The contrasting responses suggest that government oversight, financial safeguards and institutional accountability could significantly influence public acceptance of digital payments.
However, broader adoption will depend on accessibility, consumer awareness, transaction convenience and confidence in the underlying infrastructure as India's digital financial ecosystem continues to evolve.
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