Securitize has agreed to acquire River Credit Labs, the company behind institutional financing platform River One, as the NYSE-listed tokenization firm moves into asset-backed lending. According to the company’s announcement, The planned transaction is designed to connect tokenized financial assets and stablecoin capital with traditional institutional credit markets.
The acquisition will add lending capabilities to Securitize’s existing tokenization and asset servicing operations. The company is targeting the global private asset-backed finance market, valued at $6 trillion, with services aimed at banks, private credit funds, and specialty lenders.
River One Brings Institutional Financing Technology
River One focuses on warehouse financing, a form of funding that allows lenders to originate loans backed by income-generating assets. Its financing structures cover small business loans, receivables, and other eligible collateral held in institutional lending portfolios.
Founded in New York in 2025, River One combines artificial intelligence and blockchain technology to manage institutional financing processes. Its integrated platform supports credit underwriting, facility setup, collateral monitoring, borrowing-base reporting, and funding activities.
The company also incorporates established lending safeguards, including collateral requirements and bankruptcy-remote special-purpose vehicles, into its financing structures.
Framework Ventures incubated River One, with both Framework Ventures and Maple Finance providing investment backing.
Securitize CEO Carlos Domingo said the acquisition would broaden the company’s involvement in asset origination and institutional lending, extending its business beyond tokenization and asset servicing.
Stablecoin Market Growth Creates Financing Opportunities
The proposed acquisition comes as the global stablecoin market reaches approximately $321 billion. The expansion of stablecoin capital is creating opportunities to finance income-generating assets through institutional lending structures.
KKR estimates that the global private asset-backed finance market could grow from $6 trillion to $9.2 trillion by 2029, highlighting the potential scale of the sector Securitize is seeking to enter.
River One is also developing relationships with stablecoin capital providers to support its institutional lending activities. Its CEO, Braham Mehta, said modernizing financing infrastructure should go hand in hand with maintaining established financial safeguards.
“Asset-backed financing is a critical part of the financial system, but the infrastructure supporting it has significant room for innovation,” Mehta stated.
Acquisition Expected to Close in Fourth Quarter of 2026
The companies expect the acquisition to be completed during the fourth quarter of 2026, subject to customary closing conditions.
If completed, the transaction would combine Securitize’s tokenization infrastructure with River One’s institutional financing technology. The companies are positioning the integration to support asset-backed lending and expand Securitize’s participation in institutional credit markets.
Writer: Marcus Renfield Crypto Market Analyst & Onchain Writer
Marcus Renfield covers cryptocurrency markets with a focus on onchain data, Bitcoin price action, and emerging market narratives. His writing examines how capital flows, network activity, and broader market structure influence short- and medium-term trends.
He aims to provide clear, data-informed analysis for readers seeking a deeper understanding of crypto market dynamics.
