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Stripe now lets US businesses send stablecoin payments directly to crypto wallets in more than 160 markets. The feature is part of Stripe’s Global Payouts product, which launched the wallet capability in public preview in early November 2026.
How the wallet payouts work
Businesses can send two dollar-pegged stablecoins through the feature: USDC and OUSD. Recipients receive the funds in external crypto wallets, meaning wallets the recipient controls outside Stripe’s platform.
Speed is the main selling point. Funds typically arrive in minutes, moving across supported blockchain networks rather than through traditional banking channels.
The network menu differs by token. USDC payouts run on Arbitrum, Avalanche, Ethereum and additional networks, while OUSD payouts are supported on Base and Ethereum.
Businesses fund these payouts from balances held in Stripe Treasury. They can draw from either USD or USDC balances, and Stripe handles the conversions needed to complete the transfer.
Stripe also says businesses do not need to build or manage any separate blockchain integrations to use the feature.
Stripe first highlighted the wallet payout capability in communications on November 4, 2026.
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The New York exception
Not every US business gets access on day one. Companies based in New York are excluded from the wallet payout feature for now.
Stripe is offering New York businesses a waitlist option instead.
Part of a broader stablecoin push
The company already accepted stablecoin payments that settle in fiat currency. It also offers Treasury balances that let businesses hold and move stablecoins.
In late October 2026, shortly before the wallet capability surfaced, Stripe launched bank payout options that convert stablecoins into local fiat. Those bank payouts cover nine currencies.
Stripe resumed support for USDC payments for US businesses in 2024, reopening a door it had previously closed on crypto.
In 2025, the company made strategic acquisitions that strengthened its stablecoin infrastructure.
By the end of September 2026, OUSD had become a default option across Stripe’s financial products. That gave businesses a framework for managing both dollar-pegged stablecoins and traditional fiat side by side inside Treasury accounts.
