The Crypto Desk desk. Editor: Sam Daodu.
A $1,000 investment in Stellar (CRYPTO: XLM) buys about 7,278 XLM at 13.7 cents. If XLM returns to its recent price levels, this investment could be worth between $890 and $1,890 in 12 months. So what could $1,000 in Stellar be worth by November 2027?
The price of XLM has dropped 9.2% over the past week, 24.8% over the past month, and 31.7% since the start of the year, and it trades about 84% below its all-time high of 87.6 cents from January 2018. While payment coins have declined across the board, Stellar’s closest competitor, XRP (CRYPTO: XRP), has fallen even more, down 17.4% over the same seven days.
XLM Trades Below Its One-Year Low While Its Supply Keeps Growing
XLM has fallen below key support levels where buyers have typically stepped in. It now trades 4% below its one-year low of 14.3 cents, set on May 22, and 5% below its 30-day low of 14.5 cents, recorded on November 10.
XLM is also under its 20-day moving average of 16 cents—16% above its price—and its 50-day and 200-day moving averages, both at 18 cents, about 31% above. When a cryptocurrency trades below these averages, sellers usually have control.
Stellar’s market cap is approximately $4.86 billion, placing it 20th among all cryptocurrencies. The Stellar Development Foundation, which oversees the network’s reserves, keeps releasing coins from a total supply of 50 billion, and this growing supply makes it harder for Stellar to return to previous price levels.
The network was worth around $15.7 billion at its January 2018 peak, but reaching that same peak price now would require a market cap of about $31 billion, as a look at whether Stellar can reach $1 by 2030 showed. Even at 25 cents, XLM’s market cap would be around $8.8 billion, according to a breakdown of what 10,000 XLM could be worth by 2030.
Published XLM Forecasts Range From 8 Cents to 65 Cents by 2028
Forecasts for XLM generally extend beyond 12 months. ChatGPT’s scenarios, published by 24/7 Wall St. on November 9, put XLM at 8 cents in a low case, 30 cents in a middle case, and 65 cents in a high case by December 31, 2028, as a look at what 5,000 XRP, Cardano and Stellar could be worth by 2028 lays out. Separately, 24/7 Wall St. analysts see about 25 cents by 2030.
If XLM hits 30 cents, the 7,278 XLM stack would be worth about $2,180, more than double the original $1,000. At 65 cents, it could reach about $4,730, while the low estimate of 8 cents would cut the value to about $580. Because those forecasts run to 2028, XLM’s recent prices offer closer markers for a 12-month outlook.
Stellar Needs a DTCC Launch or a Market Rally to Reach the High Case
For Stellar to reach the high case, something has to change, because the network’s deals have not yet driven up XLM’s price. Transaction fees are minimal, so users don’t need much XLM to move money or stablecoins. Even after MetaMask, a widely used crypto wallet, made Stellar a default network on October 29, XLM’s price has continued to decline.
A launch by the Depository Trust & Clearing Corporation (DTCC) could lift XLM. The DTCC announced plans on May 27 to connect its tokenization service with Stellar in the first half of 2027, but neither party has confirmed that timeline since. Even if the launch happens, it might not boost XLM much, as an October 11 analysis of Stellar’s tokenized assets found that money entering tokenized Treasury funds buys Treasuries, not XLM.
Stellar also lacks a spot ETF, a fund that directly holds the coin and buys more as new money comes in. In contrast, XRP has such funds and institutional buyers.
A broader market rally could offer another path to recovery. After the U.S. election in November 2024, XLM spiked from around 9.2 cents at the start of the month to near 52.6 cents at its close—a 470% increase. However, the market looks quite different now, with XLM down 47% over the past year.
What Could $1,000 in Stellar Be Worth in 12 Months?
Overall, a $1,000 investment in Stellar is more likely to be worth between $890 and $1,460 in 12 months than to reach the high case of around $1,890. To get to that high case, XLM must first recover its 50-day and 200-day averages of 18 cents, 31% above its price, before aiming for its May high of 26 cents.
A confirmed DTCC launch could bolster those prospects, but if XLM drops below 12.2 cents, 11% below its price, the low case may become more probable. Bigger targets, such as Stellar hitting 50 cents, would require far more momentum than XLM has shown this year.
Contact [email protected] for any questions or corrections.
Sam Daodu is a crypto analyst and the editor of 24/7 Wall St.'s Crypto Desk, where he covers Bitcoin, XRP, Ethereum, Solana and the altcoins investors search for most. His work focuses on price levels, spot ETF flows, on-chain data and the regulatory decisions that move crypto markets, written so a first-time buyer and a seasoned trader can both use it.
Sam has written about crypto professionally since 2019 and has published more than 2,000 articles. Before joining 24/7 Wall St., he wrote for crypto media outlets and Web3 companies and ghostwrote for crypto founders and token launches. His analysis is syndicated on Yahoo Finance, MSN and AOL and has been cited by other crypto news sites. He also founded MacLabs Marketing, a content and personal branding agency for crypto founders and executives.
When he isn't reading charts, Sam is usually at the gym or watching One Piece, a series he maintains has better tokenomics than most altcoins.
