XRP price has been battered alongside the rest of the crypto market, but pro-XRP lawyer Bill Morgan believes investors may be focusing on the wrong comparison.

Instead of judging XRP only by how far it remains from previous highs, Morgan points to something much harder for an altcoin to achieve: survival.

XRP was already one of the largest cryptocurrencies in the world at the beginning of 2014. Almost 13 years later, it is still there.

That is extremely rare in an industry where yesterday’s market leaders regularly disappear.

What you'll learn 👉

Morgan Says XRP’s Weakness Is Typical of the Crypto Market

Morgan first rejects the idea that XRP should somehow be immune to Bitcoin’s direction.

His argument is that crypto continues to trade largely as one interconnected market. Individual altcoins can outperform for periods, as XRP did during parts of 2025 and QNT has done more recently, but none has permanently separated itself from Bitcoin’s broader cycle.

That makes XRP’s recent decline less unusual than it may appear.

Bitcoin itself has fallen heavily, and XRP has followed with even greater volatility, which is common for altcoins during risk-off periods.

Morgan therefore sees XRP’s directional correlation with BTC as normal.

You cannot ignore the indisputable reality that the market follows Bitcoin and moves as a whole and that no altcoin has broken out of that directional correlation and decoupled completely from Bitcoin although some decouple and surge by themselves for a brief period of time as we saw recently with QNT and with XRP in 2025, or collapse for different reasons and disappear. In that respect XRP price action is typical not atypical. What is atypical about XRP Is that it has remained in the top 10 by market cap for 13 years. No other coin has achieved that except bitcoin. Just remind yourself what were the top 10 coins at the beginning of 2014? What has happened to all of them except for bitcoin and XRP. I can tell you that the only other one in the top 10 at that time that is still in the top 100 is litecoin which is outside the top 20. All the other ones are either outside the top 1000 except namecoin which is lower than #600 or are inactive and effectively dead. Those contemplating XRP should probably give more weight to that fact than the fact that XRP is down on it’s all time high of more than eight years ago given the current state of the market, although you need to consider both facts and a lot of other facts too.

What he considers abnormal is how long XRP has remained near the top of the market.

The Crypto Top 10 Looked Completely Different in 2014

CoinMarketCap’s January 1, 2014 snapshot makes Morgan’s point easy to see.

Bitcoin ranked first, followed by Litecoin and XRP. Peercoin was fourth and Omni fifth.

By January 31, Bitcoin, Litecoin and XRP still occupied the top three positions, with Peercoin and Dogecoin behind them.

Fast-forward to today and the picture is radically different.

Bitcoin remains No. 1 and XRP currently ranks No. 6 with a market capitalization around $64 billion.

Litecoin has survived as well, but it has fallen to roughly No. 21 by market capitalization.

Most of the other large cryptocurrencies from early 2014 have either fallen dramatically down the rankings or effectively disappeared from the conversation.

That makes XRP’s longevity genuinely unusual.

Read also: AI Predicts XRP Price for the End of 2026

Staying in the Top 10 Does Not Guarantee Future Returns

Morgan’s argument is strongest as evidence of resilience, not as a price prediction.

Remaining among crypto’s largest assets for more than a decade shows that XRP has maintained liquidity, a large holder base and market relevance through multiple bull markets, crashes, regulatory battles and waves of newer competitors.

But longevity does not automatically mean XRP is undervalued today.

A cryptocurrency can survive for years without outperforming Bitcoin or returning to an old high.

That is especially relevant because XRP investors also have to weigh the token’s long periods of underperformance and the fact that price remains far below previous cycle peaks.

Morgan acknowledges that point himself, arguing that both sides of the equation deserve consideration.

XRP’s Longevity Is the More Unusual Statistic

Crypto investors often focus almost entirely on price.

Morgan’s point is that market position can tell another story.

Thousands of cryptocurrencies have appeared since XRP first entered the top tier. Entire narratives and sectors have come and gone. Yet XRP has remained among the largest assets through almost the entire period.

In a market where simply surviving multiple cycles is difficult, XRP has done something far rarer: it has remained relevant near the top for almost 13 years.

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