One coin has fallen 68% from its peak and leans on bank payments and ETFs. The other has collapsed 95% and needs another memecoin frenzy. A $1,000 bet on either one tells very different stories by 2030.
The Crypto Desk desk. Editor: Sam Daodu.
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In the debate between XRP and Shiba Inu, investing $1,000 buys about 862 XRP (CRYPTO:XRP) at $1.16 each or about 224 million Shiba Inu (CRYPTO:SHIB) tokens at $0.00000445. Both cryptocurrencies have declined over the past week, with XRP down 7.4% and SHIB down 5.4%.
XRP’s price has dropped from roughly $1.41 on October 11 to a 30-day-low close of $1.16 on November 7, which is 68.3% below its all-time high of $3.65 reached on July 17, 2025. Meanwhile, SHIB has fallen much more sharply and trades 94.8% below its peak of $0.00008616 on October 27, 2021.
This comparison keeps surfacing because the two coins represent very different visions of the future. XRP investors focus on bank payments and spot ETFs, while SHIB supporters highlight token burns and the excitement of a new memecoin wave. So when it comes to XRP vs Shiba Inu, which $1,000 position has a better chance of growing in value by 2030?
What $1,000 in XRP and Shiba Inu Could Be Worth at Their All-Time Highs
If XRP returns to its previous high of $3.65, those 862 XRP would grow to about $3,146. At that price, XRP’s market cap would reach about $231.8 billion based on the current circulating supply, compared to $73.5 billion when it ranked fifth among all cryptocurrencies.
In contrast, SHIB’s upside looks bigger on paper because of its steeper decline. If SHIB returns to $0.00008616, the 224 million tokens would be worth roughly $19,360, over six times XRP’s $3,146. However, SHIB would need a market cap of about $50.8 billion to get there, as our analysis of what 10 million Shiba Inu could be worth by 2030 shows, compared to just $2.62 billion on November 8, when SHIB ranked 39th.
XRP also faces a growing supply. Around 63.5 billion of its 100 billion maximum coins circulate, so its fully diluted valuation, its value with all coins released, is $115.6 billion. Ripple held 32.6 billion XRP in escrow on June 30, and our XRP outlook through 2031 puts new supply at 200 to 300 million coins a month. So XRP at $3.65 in 2030 would probably need a larger market cap than in July 2025.
SHIB works the other way. Its burn mechanism permanently removes tokens by sending them to wallets that can never be accessed, and its circulating supply of about 589.2 trillion tokens is almost equal to its total supply of about 589.5 trillion. Still, with such a large supply, even small price increases require heavy buying.
XRP’s ETF and Payments Push Versus SHIB’s Burns and Meme Cycles
Spot XRP ETF Inflows Have Stalled Near $1.81 Billion
Spot XRP ETFs, which let investors hold XRP through regular brokerage accounts, have pulled in $1.81 billion in cumulative net inflows through November 6, according to SoSoValue. But most ETF investors have stepped back in recent weeks. Between November 2 and November 6, the funds logged four days of zero net flows and one outflow of about $530,000.
Their biggest day from October 9 through November 6 was an $8.4 million inflow on October 29. Net assets fell from $1.57 billion to $1.34 billion over that span, mainly because XRP’s price dropped while new money stayed flat. Still, XRP has shown it can rise quickly, jumping from $0.51 to $1.94 in November 2024, a 279% increase, before reaching its all-time high in July 2025.
The CLARITY Act Stalled at 49 Votes in the Senate
The CLARITY Act, which would settle whether the SEC or the CFTC oversees different cryptocurrencies, is crucial for XRP’s legal status. The Senate blocked the bill 49 to 50 on September 15, falling short of the 60 votes needed, and Congress looks unlikely to take it up again until 2027. Without the bill, banks interested in Ripple’s cross-border payment service may hesitate to commit, which slows XRP’s payments push.
SHIB Needs Another Memecoin Wave
SHIB, meanwhile, needs another wave of memecoin excitement. Its 2021 rise showed the power of crowd-driven buying in meme-themed cryptocurrencies. SHIB traded near $0.000035 on May 11, 2021, before reaching nearly $0.0000806 on October 28, 2021, and rose to a monthly high of $0.000045 in March 2024 during a smaller wave.
However, memecoin traders have been moving away from SHIB lately. Pepe (CRYPTO:PEPE) rose while Shiba Inu lost ground, and SHIB is down 91.9% over the past five years.
So, Which $1,000 Position Could Be Worth More by 2030?
We believe the XRP position has a better chance of growing in value by 2030. Our 10,000 XRP by 2030 analysis gives XRP a reasonable chance at $2 and a fair chance at $3.65, which would make 862 XRP worth about $3,146. Our SHIB outlook calls $0.00001 the most realistic 2030 outcome, which would roughly double the position to about $2,247, and rates a return to the 2021 peak as highly unlikely.
XRP first needs to reclaim its 50-day average of $1.38, clear its September 22 high of $1.57, and close a month above $1.70. If ETF demand stays flat, it might retest its August 16 low of $0.99. SHIB must break $0.00000607 from September 26, then its January high of $0.00001017, or it could fall toward $0.000002. If SHIB clears $0.00001017 before XRP clears $1.57, the memecoin’s bigger upside deserves a fresh look.
Contact [email protected] for any questions or corrections.
Sam Daodu is a crypto analyst and the editor of 24/7 Wall St.'s Crypto Desk, where he covers Bitcoin, XRP, Ethereum, Solana and the altcoins investors search for most. His work focuses on price levels, spot ETF flows, on-chain data and the regulatory decisions that move crypto markets, written so a first-time buyer and a seasoned trader can both use it.
Sam has written about crypto professionally since 2019 and has published more than 2,000 articles. Before joining 24/7 Wall St., he wrote for crypto media outlets and Web3 companies and ghostwrote for crypto founders and token launches. His analysis is syndicated on Yahoo Finance, MSN and AOL and has been cited by other crypto news sites. He also founded MacLabs Marketing, a content and personal branding agency for crypto founders and executives.
When he isn't reading charts, Sam is usually at the gym or watching One Piece, a series he maintains has better tokenomics than most altcoins.
