XRP News Today: Whale Wallets Rise as RLUSD Hits $2.5B Milestone
Three stories are moving the XRP community on 4 November 2026: more big holders, a stablecoin milestone, and a clear message from Ripple’s CEO.
This XRP news today roundup covers each one separately, then shows how they connect.
Quick takeaways:
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The coin trades near $1.28, up about 2.4% in 24 hours
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Wallets holding at least 1 million coins reached 2,147, the highest count of 2026
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RLUSD, Ripple’s dollar token, is reported to have passed $2.5B
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Brad Garlinghouse says RLUSD competes with other stablecoins, not with the coin itself
The coin trades near $1.28, up about 2.4% in 24 hours
Wallets holding at least 1 million coins reached 2,147, the highest count of 2026
RLUSD, Ripple’s dollar token, is reported to have passed $2.5B
Brad Garlinghouse says RLUSD competes with other stablecoins, not with the coin itself
Price Today: The Last 24 Hours
According to the CoinMarketCap page, the coin ranks fifth by size and trades at $1.28, up 2.38% in a day.
The chart shows an early jump, a steady stretch near $1.27 to $1.28 overnight, a drop to about $1.24 in the morning, and a climb back to $1.28.
Metric
Value
Price
$1.28
24-hour change
+2.38%
Total market value
$81.27B
24-hour trading volume
$2.56B (up 76%)
Source: CoinMarketCap page
The rising trading volume is worth noticing. More coins changed hands than a day earlier, which shows stronger interest during the bounce.
A move on busy trading is usually viewed as more meaningful than one on quiet trading, although neither guarantees what comes next.
Millionaire Wallets Hit the Highest Count of 2026
Data firm Santiment reports that 2,147 wallets now hold at least 1 million coins, the highest total of 2026.
In its official post, it says the group grew by 28 wallets in 10 days, including 18 in the last three days alone.
The related Santiment chart marks the figure as the highest since December 2025.
For anyone following XRP news today, the 2,147 figure is a useful checkpoint, and the math makes it easier to picture.
Together, these wallets hold at least 2.1 billion coins, worth roughly $2.7B at today’s price. That is only a minimum, since each wallet may hold far more than 1 million.
Santiment explains why this matters: large holders tend to think long term, unlike short-term traders.
Seeing more of them appear while the price is weak suggests big balances are being built, not sold. The chart supports that picture.
The price fell through October and early November, while the wallet count stayed in a narrow band and then rose.
RLUSD Passes $2.5B, According to Uphold
Uphold said the circulating supply of RLUSD has officially crossed $2.5B.
Source: Uphold Post
It added that, according to DefiLlama, Ripple’s stablecoin now leads all major stablecoins in 90-day net inflows, meaning more new money came in than went out over three months.
A stablecoin is a digital token designed to stay worth one dollar. The DefiLlama page describes RLUSD as issued on the XRP Ledger and Ethereum, backed by cash and cash equivalents, and redeemable one-for-one for dollars.
One caution is needed. When we opened that page, it showed a market value of about $1.63B, split between about $776M on the XRP Ledger and $852M on Ethereum.
We could not confirm the $2.5B figure or the 90-day ranking there. Different trackers count supply differently, and pages update at different times, so readers should check live numbers before quoting the milestone.
Garlinghouse: RLUSD Is Not Competing With the Coin
Ripple CEO Brad Garlinghouse shared a clear message in his own post. He said RLUSD is not competing with the coin; it is “competing with other stablecoins.”
He added that use cases matter most, and that he wants those uses running on the XRP Ledger.
A separate post from BankXRP summed it up differently: more liquidity on the ledger helps the coin over time. That is the account’s reading, not Garlinghouse’s words, so treat it as an opinion.
XRP News Today: Price Levels to Watch and How the Stories Connect
Each story is separate, yet together they paint a mixed but steady picture. Big holders are growing, a Ripple product is reported to be gaining ground, and the CEO says the focus is real-world use.
Still, none of this guarantees a price rise. The coin sits near $1.28, well below the highs shown on Santiment’s chart.
Santiment points to levels that traders are watching:
Level
Why it matters
$1.20 to $1.25
Holding this zone, with wallets above 2,140, keeps the long-term setup constructive.
$1.30
Reclaiming this support would be a stronger sign.
$1.40
A further step, ideally with wallet numbers still rising
At $1.28, the price is above the first zone and just below $1.30. These are Santiment’s reference points, not predictions, and prices can fall as fast as they rise.
Conclusion
The three stories point in the same broad direction: more large holders, growing stablecoin use and a CEO focused on the ledger’s real uses.
Still, the RLUSD figure needs a live check, and no level guarantees a result. For XRP news today, the best approach is to follow official sources and verify numbers before acting.
Disclaimer
This article is for educational and informational purposes only and is not financial or investment advice. Crypto assets are high risk, their prices can be very volatile, and you can lose some or all of your money. Always do your own research and consider speaking with a licensed financial advisor before making investment decisions.
About the Author Bablu Singh Nirwan
English Blog Writer at coingabbar.com
Bablu Singh Nirwan is a Content Writer with 6 months of experience covering blockchain, cryptocurrency, Web3, and digital finance. He specializes in researching emerging trends, simplifying complex topics, and creating SEO-optimized content. His work focuses on clarity, accuracy, and engaging insights that keep readers informed about the evolving crypto industry.
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